Welcome!

We want to help ambitious professionals, families and businesses
to take small steps and giant leaps forward in their pursuit of a lifetime of wealth.

Now is the time to begin your future savings plans. Whether you are renting or saving for your first home – let’s start setting goals for your investments.
Now is the time to begin your future savings plans. Whether you are renting or saving for your first home – let’s start setting goals for your investments.
Your income is your most important asset – especially if you have a young family. Looking into your insurances, government allowances, lifestyle expenses and future estate planning is crucial.
Your income is your most important asset – especially if you have a young family. Looking into your insurances, government allowances, lifestyle expenses and future estate planning is crucial.
Where do you see yourself retiring and can you afford it on your current income and savings? Starting a transition to retirement needs careful planning of your goals, expenses and investments.
Where do you see yourself retiring and can you afford it on your current income and savings? Starting a transition to retirement needs careful planning of your goals, expenses and investments.
Whether your income comes from government support, or self-funded, your retirement shouldn’t be stressful. Finding the best path for you and your family starts here.
Whether your income comes from government support, or self-funded, your retirement shouldn’t be stressful. Finding the best path for you and your family starts here.
Start living comfortably within your means and enjoy your years of hard earned income. Managing your future care expenses and living arrangements, your superannuation and pension income is key now.
Start living comfortably within your means and enjoy your years of hard earned income. Managing your future care expenses and living arrangements, your superannuation and pension income is key now.

Hello!
I'm Leticia Leggett

My clients want someone who cares, is enthusiastic and excited about guiding them through their financial decisions.

Our personal approach sets us apart – we’re known for our no nonsense, straight forward, easy to understand financial advice.

We specialise in:

Stay Up-to-Date

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5 days ago
Organic Wealth

Thinking about a new car?
We have access to car buying service that can help you!
Features include:
⚫ Obligation free
⚫ A team of experienced car buying specialists who negotiate hundreds of car deals a month - regularly saving thousands of dollars off the recommended retail drive-away price*
⚫ Non-biased advice, buying tips and someone on your side to manage the entire process from start to finish.
⚫ Access to most new makes and models.
⚫ The team can handle your trade-in as a part of your new car deal.
⚫The dealerships know that you have your finance sorted so there is no pressure

*Past prices and savings achieved may not be indicative of future results. Prices achieved are affected by various factors, including, among others, buyer type, vehicle specifications, stock availability, location, manufacturer specials, and timing.
... See MoreSee Less

Thinking about a new car?
We have access to car buying service that can help you!
Features include:
⚫ Obligation free
⚫ A team of experienced car buying specialists who negotiate hundreds of car deals a month - regularly saving thousands of dollars off the recommended retail drive-away price*
⚫ Non-biased advice, buying tips and someone on your side to manage the entire process from start to finish.
⚫ Access to most new makes and models.
⚫ The team can handle your trade-in as a part of your new car deal.
⚫The dealerships know that you have your finance sorted so there is no pressure

*Past prices and savings achieved may not be indicative of future results. Prices achieved are affected by various factors, including, among others, buyer type, vehicle specifications, stock availability, location, manufacturer specials, and timing.
7 days ago
Organic Wealth

Thinking of renovating?
We can help you finance that new kitchen!
... See MoreSee Less

Thinking of renovating?
We can help you finance that new kitchen!
1 week ago
Organic Wealth

Quick Questions: Should I use a Banker or a Broker? ... See MoreSee Less

Quick Questions: Should I use a Banker or a Broker?Image attachment
2 weeks ago
Organic Wealth

Changes are coming to aged care - here's my take on what you need to consider.....

Aged Care reforms are now in front of parliament, so nothing is set in stone just yet. But here are a couple of my takeaways relating to things we pretty much know for sure will change.

1. The Assessment teams are changing soon - the system is moving from two assessment teams (RAS - basic level, ACAT - more complex) to a single team. It will be more important than ever to know what to ask for and to present it clearly so that you get what you need from your assessment.

2. Costs will increase for part pensioners and self-funded retirees. There will be an expectation for recipients to contribute more if they have funded their own retirement. Contribution assessments are also likely to move from 'income' to 'means' testing.

3. Those with existing services under the current system will be 'no worse off'. When bringing in new systems Governments don't change the rules for those who entered Agreements under different terms and won't leave people forced into 'worse off' situations.

What I think people need to consider:
I anticipate a rush on assessment requests early next year, so that people who are self-funded, can choose which system works best for them to be funded under. I expect that while in the transition of both a different assessment system and a new aged care system, things will be messy, will take longer, and the correct level and type of care will be harder to ensure.

Action Required:
If you have family or clients who are part pensioners or self-funded retirees, who have been avoiding looking at their home care options or getting care in place it would be highly advised to look to get assessed before the end of this year.
... See MoreSee Less

Changes are coming to aged care - heres my take on what you need to consider.....

Aged Care reforms are now in front of parliament, so nothing is set in stone just yet. But here are a couple of my takeaways relating to things we pretty much know for sure will change.

1. The Assessment teams are changing soon - the system is moving from two assessment teams (RAS - basic level, ACAT - more complex) to a single team.  It will be more important than ever to know what to ask for and to present it clearly so that you get what you need from your assessment. 

2. Costs will increase for part pensioners and self-funded retirees. There will be an expectation for recipients to contribute more if they have funded their own retirement. Contribution assessments are also likely to move from income to means testing.

3. Those with existing services under the current system will be no worse off. When bringing in new systems Governments dont change the rules for those who entered Agreements under different terms and wont leave people forced into worse off situations.

What I think people need to consider:
I anticipate a rush on assessment requests early next year, so that people who are self-funded, can choose which system works best for them to be funded under. I expect that while in the transition of both a different assessment system and a new aged care system, things will be messy, will take longer, and the correct level and type of care will be harder to ensure.

Action Required:
If you have family or clients who are part pensioners or self-funded retirees, who have been avoiding looking at their home care options or getting care in place it would be highly advised to look to get assessed before the end of this year.

2 CommentsComment on Facebook

Lots of change to prepare for.

Thank you.

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