At all stages of life, we help people from all walks of life and wealth levels with their financial planning and strategies.
We do this through easy language, personal understanding and straight advice
Common lifestyle factors
Age
Financial matters
25 - 35
- Join workforce
- Enjoy freedom
- Lifestyle spending, eg. travel
- Find partner
- Start compulsory super contribution
- Start health insurance
- Save
- Possibly purchase home
35 - 55
- Settle down
- Children
- Family holidays
- Children’s education
- Continue compulsory super
- Pay off mortgage
- Education costs
- Family holiday
- Health insurance
- Life insurance
- Income protection insurance
- Trauma insurance
- Will – include guardian
- Power of attorney (medical and financial)
55 - 65
- Children off hands
- Travel and leisure
- Help adult children
- Build investment portfolios
- Business succession
- Continue compulsory super
- Mortgage paid off
- Extended travel
- Continue health insurance
- Possibly reduce insurance (depending on financial position)
- Will
- Power of attorney (medical and financial)
65 - 80
- Retirement
- More leisure
- Still active – tick off bucket list
- Help adult children
- Reduce focus on saving
- Business succession
- Live off investments
- Maintain investment position
- Contribute to grandchildren
- Continue health insurance
- Possibly cancel insurance
- Will
- Power of attorney (medical and financial)
80 - 90+
- Retirement
- Change to residence
- General slowing down
- Reduce focus on saving
- Live off investments
- Maintain investment position
- Contribute to grandchildren
- Continue health insurance
- Possibly cancel insurance
- Will
- Power of attorney (medical and financial)
Now is the time to begin your future savings plans. Whether you are renting or saving for your first home – let’s start setting goals for your investments.
Young Professionals
Your income is your most important asset – especially if you have a young family. Looking into your insurances, government allowances, lifestyle expenses and future estate planning is crucial.
Growing Families
Where do you see yourself retiring and can you afford it on your current income and savings? Starting a transition to retirement needs careful planning of your goals, expenses and investments.
Pre-Retirees
Whether your income comes from government support, or self-funded, your retirement shouldn’t be stressful. Finding the best path for you and your family starts here.
Retirees
Start living comfortably within your means and enjoy your years of hard earned income. Managing your future care expenses and living arrangements, your superannuation and pension income is key now.
