A financial adviser assists clients to identify and achieve their ambitions in life. A good financial adviser should sit down with a client and assist them to identify those things that are truly important in life. The adviser will then assist the client to structure their personal affairs to make these things achievable.
No – You do not need a lump sum to invest to gain value from seeing a financial adviser. A good financial adviser can provide assistance across a range of personal needs including personal budgeting, investments, insurances, superannuation, mortgage and finance broking and estate planning.
Organic Wealth does not receive commissions on any investments products. Due to the structure of certain other financial products we may receive commissions on some of the products that we advise on.
We are an authorised representative of Alliance Wealth (Alliance Wealth Pty Ltd). Alliance Wealth is the holder of an Australian Financial Services License and in return for paying an annual fee they provide us with a number of services including but not limited to:
- They provide our authorisation to practice.
- They conduct audits to ensure we are compliant with relevant government regulations.
- They provide us with access to investments and investment research.
- They provide us with training and professional development opportunities.
No we are not obliged to sell certain products. We charge the same adviser fee for services regardless of the products recommended. We are able to provide advice on over 100 different investment products from a number of investment product providers.
The cost of a financial plan is dependent on a number of factors, most significantly the complexity of your personal affairs and the nature of the advice that you request.
Organic Wealth services the Barossa & Surrounding Region. We will consider traveling to other areas & states on a case by case basis.
